Risk Factors

Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs.

• NAV can go up or down depending on market conditions.

• Returns are not guaranteed.

• Different schemes have different levels of market, credit, interest-rate, liquidity and other risks.

• Investment decisions should consider the investor's objectives, risk profile, investment horizon and financial circumstances.

• The value of investments can fall, including potentially resulting in loss of principal.

• SIPs do not eliminate market risk and do not guarantee returns.

• Tax treatment can change and investors should consider applicable tax rules.